Who owns home inspection software? The 2026 ownership map

The map as of October 27, 2026, from company filings, legal pages and announcements. "Not published" means the company doesn't say.

Counted another way: of the 14 products in the table, 3 belong to Porch Group, 2 to Spectora, and the 1 that Carson Dunlop is retiring has Spectora as its recommended destination.

Porch Group, Inc., a public company traded on NASDAQ as PRCH, owns all three. Porch acquired ISN in 2017, announced the Palm-Tech acquisition in January 2021, and completed the Home Inspector Pro acquisition in the second quarter of 2022. Palm-Tech's terms say "Palmtech is a business unit of Porch.com, Inc.", and Home Inspector Pro's privacy policy names "Home Inspector Pro Software Inc., a Porch.com, Inc. business".

Porch now uses ISN as the name for the group of inspection brands. Its annual report for 2025, filed February 2026, says the ISN brands "together represent roughly half of all U.S. home inspections in 2025". The 2024 report said more than 40%.

What Porch says about its business

Porch's 2026 releases describe it as "a new kind of homeowners insurance company". Its strategy, in its own words, is to deploy vertical software in home-related industries, provide services for homebuyers, and use what it calls unique data for "advantaged underwriting". Inspection software sits in its Software & Data segment, which reported $92.9 million of revenue in 2025.

The 2025 annual report describes how its property data is used: "The Reciprocal uses Home Factors and other data points to better assess homes, underwrite risk, and effectively price homeowners insurance policies, with pricing advantages for well-maintained homes and pricing surcharges for homes that are higher risk." It also says: "We know when homebuyers are moving approximately six weeks before they move due to our unique early insight."

The 2023 annual report linked this to inspection software directly, saying more than 40% of home inspections in 2023 were processed through its software and that "This data helps feed our insurance underwriting models".

What the ISN privacy policy says

ISN's privacy policy (last updated January 8, 2026) says: "when an inspector submits an inspection report for the inspector's client, we collect property data from the inspection report." It also says: "We share inspectors' and their clients' information, including inspection reports, with the Porch Group Companies for marketing purposes, to allow them to improve their products and services (such as confirming or supplementing information they have about a person or to classify a person as a mover)".

The opt-out it describes covers one purpose: inspectors can opt out of sharing clients' personal information with the Porch Group Companies "for the purpose of receiving marketing calls" by disabling Porch Gold or Evergreen in Office Settings. ISN's help center also documents per-client and per-agent opt-outs. The policy doesn't describe an opt-out for the other listed purposes.

Home Inspector Pro's privacy policy shares information with Porch Group Companies for similar purposes and adds "improving algorithms". Palm-Tech's policy (last updated October 2021) says client data is shared with Porch companies when the inspector takes part in Porch programs such as Porch Gold.

None of these documents says which report fields reach which insurance rate, and we don't claim one does.

Spectora is a private company, founded in 2015 and based in Denver. Its About page says the founders, two brothers with real estate experience, "bootstrapped from day one", and that more than 12,000 inspectors use it. Radian Capital, a growth-equity firm, lists Spectora as a current investment in its portfolio. Neither company publishes the size or terms of that investment, which is why we describe Spectora as backed by Radian Capital rather than owned by it.

HomeGauge, founded in 2001 in Asheville, North Carolina, was an independent subsidiary of American Family Insurance from November 2017. Spectora acquired it on April 1, 2025. Spectora's acquisition FAQ says the two platforms stay separate with their own pricing and support teams, and HomeGauge's pricing page now sells Spectora alongside HomeGauge. HomeGauge's browser-based Web Writer reached end of life on September 30, 2025; the Windows desktop writer continues.

What sits inside the client experience

Spectora's client portal can show Fixle offers. Fixle, Inc. is available "exclusively through inspectors who use Spectora" and offers homeowners insurance, home warranty and home security. Spectora's help center says these offers appear after payment and agreements, are enabled by default for new US accounts, and can be turned off under Settings, Buyer Protection Products. Spectora says clients must opt in before a partner contacts them, inspection reports aren't shared, and there's "no selling of data". Inspectors earn Spectora Rewards points, not cash, when clients engage.

Spectora also offers a Secure24 (ADT) home-security integration that pays the inspector $200 per installation, off by default, and a Move-In Concierge launched September 1, 2026 to help clients set up utilities, internet, insurance and security.

HomeGauge's customer dashboard has a "My Offers" area with discounts on moving services, security and more, and a Privacy Center where clients choose whether to take part. Whether inspectors can switch it off isn't published.

Carson Dunlop & Associates, founded in Toronto in 1978, makes Horizon. In February 2024 a subsidiary of The Co-operators, a Canadian insurance group, acquired Carson Dunlop's parent company along with the National Property Inspections and GPI franchise networks.

On July 27, 2026 Carson Dunlop announced it will retire Horizon on December 15, 2026 and selected Spectora as the recommended platform for Horizon customers. Spectora's FAQ says it pays Carson Dunlop a one-time administrative fee and that there's no long-term commercial relationship. The Horizon shutdown guide covers the options and the export.

These companies publish no parent company or outside investor. Where a company describes itself, we quote it; where it says nothing, we say so.

• Tap Inspect (Tap Inspect Inc.): launched in 2010. Headquarters and ownership aren't published.
• ScribeWare: founded by Dylan Chalk, a Washington State licensed home inspector, and Steve Lamb. It describes itself as "independently owned".
• Inspector Toolbelt: sold on the App Store by Full View Marketing LLC, and describes itself as built by inspectors. Founders and ownership aren't published.
• InspectorData: built by Lisa Meine, an InterNACHI master inspector in Mankato, Minnesota. The company entity isn't published.
• 3D Inspection System (3D Inspection Systems, Inc.): in business since 1987. Headquarters and ownership aren't published.
• Hive Inspect (Synapse Mobility, Inc., a Delaware corporation in San Diego): describes itself as "independently owned" and discloses no investors.
• Househound: independently owned, with no investors and no parent company. Its privacy policy says it doesn't sell personal information and doesn't use client or agent data to market to them. Like most privacy policies, it also allows information to move with the business if Househound is ever acquired.

Binsr (Home Solutions US Corp.) is independent of the two large groups but venture-backed: a $1.1 million pre-seed round led by New Stack Ventures and Silence VC, with early support from Lofty and its founder Joe Chen, announced in November 2025.

A small company can also be bought, change its terms or close, which is why the questions at the end of this guide apply to every vendor, Househound included.

Four reasons, each with a documented example.

How your clients' data is used

Your report describes a client's house room by room, and your booking holds their name, email, phone and moving date. An owner with insurance, warranty or moving businesses can use that differently from an owner without them. Porch's filings and ISN's privacy policy, quoted above, say what they do. Spectora's help center says what Fixle does and doesn't receive. Read the policy of any vendor you use, including the part about affiliates.

Pricing power

When a few owners hold most of the market, list prices are set with less pressure. Porch said in April 2024 that ISN "increased its minimum monthly fee and increased transaction fees by approximately 20%" in the first quarter of 2024, and its 2025 annual report says it expects to keep "increasing prices and maintaining high customer retention rates".

Product lifespan

Owners retire products. Horizon closes December 15, 2026. HomeGauge's Web Writer reached end of life on September 30, 2025, six months after the Spectora acquisition. Palm-Tech no longer sells its one-time license and plans no updates to legacy versions. AHIT retired InspectIT and pointed users to Home Inspector Pro. A retirement means a migration on someone else's timetable.

Referral programs inside the client experience

Several owners pay inspectors, or credit them, when clients buy other services:

• ISN Evergreen pays inspectors "when your clients buy any of six types of services (insurance, warranty, security, tv/phone/internet, moving and solar)", for example $75 when a client signs up for insurance through Porch and $134 for an ADT security sale. After paying for the inspection, the client is offered a concierge appointment, and Porch calls clients who don't book one. Evergreen replaced Porch Gold, which waived ISN fees in exchange for home-services leads.
• Sponsored ISN Fees: Porch may pay the ISN fee on an order when conditions are met, including the client's full name, email and phone on the order and TCPA consent accepted.
• Spectora: Fixle offers in the client portal (Spectora Rewards points), the Secure24 (ADT) integration ($200 per installation) and Move-In Concierge.

These programs are disclosed, and some inspectors choose them on purpose. The point is to choose: know what's on by default and what your clients will see.

Ask in writing, and keep the answers with your contract.

1. Who owns the company? Does anyone hold an investment in it, and does any owner sell insurance, warranties, moving or home services?
2. What do you collect from my reports and client records, and who else receives it, including affiliates?
3. Is any of it used for marketing, underwriting or pricing? Can I opt out for all clients, and for one client?
4. Will my clients see offers from you or a partner? Are they on by default, and who is paid when a client accepts?
5. What license do your terms take to my content, and does it survive cancellation? (ISN's terms, for example, take a "worldwide, royalty-free, irrevocable, perpetual" license.)
6. If you're acquired or close a product, how much notice do I get, and what can I export: templates, comment library, clients, past reports?
7. How much notice do you give before a price change?

For the products themselves, see the buyer's guide and the cost guide.